Loan Officer - Remote Sales
Veterans United Home Loans

Highlights of the Role:

• Exceedingly challenging role that rewards great salespeople
  
• We are seeking individuals that DO NOT have previous Loan Officer experience
  
• Uncapped performance-based commissions/incentives
  
• Join a quickly growing company with a thriving culture
  
• Comprehensive benefits including health and dental coverage, wellness program, 401(k) matching, paid time off, and paid holidays
  

At Neighbors Bank, our success is built on incredible people and that is why we place so much value on discovering exceptional talent. It's no surprise that our people are the reason Neighbors Bank received recognition as being a Top Workplace in the Financial Services industry.

We're seeking highly competitive individuals, skilled problem solvers, and talented communicators to play an essential role in growing our innovative bank. Top performers will earn significant bonuses, suited for self-driven individuals with a zest for a demanding challenge. You will be the cornerstone of the home loan process for those coming to Neighbors Bank to realize their dream of homeownership. No mortgage experience is required for this fully remote sales role.

Role Details:

While the income potential is significant, this role is challenging with a steep learning curve. The majority of our team members in the Loan Officer role earn between $70,000 and $90,000 annually, with top performers exceeding $100,000.

For the first 3-4 months, you'll start as a Homebuying Specialist with a focus on loan origination. You will receive hands-on experience in the mortgage industry and further develop your sales talents, while working with prospective customers at the earlier stages of the loan process. During this period, you'll earn $20/hour and be eligible to earn performance-based bonuses. Upon meeting our specific performance goals within the expected timeline, you'll be eligible for promotion to the Loan Officer role, which comes with an annual base salary of $60,000 plus uncapped performance-based bonuses. Additionally, those promoted will also receive a one-time bonus of $5,500.

Of course, pay will vary since pay is based on various factors, depending heavily on performance. Neighbors Bank offers various benefits, including health and dental coverage, an employee wellness program, 401(k) matching, paid time off, and paid holidays.

Top-performing Loan Officers embody the word "Competitive." If this describes you, then this role could be the perfect fit. As a loan officer you will learn the mortgage process and understand loan products to play a vital role in fulfilling Neighbors Bank's mission of Enhancing Lives through helping clients into homes. This inside sales role involves contacting clients who have reached out to us, so no cold calling is required.

We are currently hiring in the following states: AZ, AR, FL, ID, IA, KS, KY, MS, MO, MT, OK, SC, TX, UT, VA.

Job Duties will vary upon assignment but may include:

• Educate borrowers on the loan process and assist them in identifying appropriate financing options.
  
• Interview borrowers to obtain and verify information and documentation.
  
• Analyze borrowers' credit, income, and assets for prequalification or denial of loan applications.
  
• Process borrower credit information through an online approval system.
  
• Structure loans and issue pre-approvals, including interest rates and fees.
  
• Secure proper documentation and manage the loan process through closing.
  
• Inform borrowers about future loan documentation requirements.
  
• Regular follow-up with borrowers and their realtors to facilitate various stages of the loan process.
  
• Perform other duties as assigned.
  

Ideal Candidate:

• Thrives in a remote work-from-home environment
  
• Is flexible and highly adaptable to change
  
• Is passionate inside and outside of work
  
• Has unmatched work ethic
  
• Pays high attention to detail
  
• Excels in a fast-paced, results-oriented environment
  
• Is a quick learner, although no college degree is required
  
• Thrives in a highly cooperative work setting
  
• Exemplary customer service skills with previous experience
  
• Strong communication skills (written and verbal)
  
• Is able to become NMLS licensed upon employment
  

The People and the Culture are Neighbors Bank's greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.

Neighbors Bank's recognition as being a Top Workplace in Financial Services: Top Workplaces

Please note: Neighbors Bank has enlisted the help of Veterans United Home Loans for certain aspects of the recruitment process, but this is a Neighbors Bank position and the position will not be associated with Veterans United Home Loans.

Neighbors Bank is proud to be Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

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